Plan Ledger DOL Form 5500 · updated monthly

Trace 3, LLC401(k)

TRACE 3 401(K) PLAN · IRVINE, CA · plan year 2024

Reported admin expense ratio · 2024
0.22%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Trace 3, LLC reported $343,621 in plan administrative expenses for 2024: 0.22% of average plan assets, above the peer median. Employer contributions averaged $3,512 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.32% to 0.22%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other wholesale trade employers. By assets it is the 629th-largest of 9,483 plans among California employers on file, and the 270th of 4,246 in wholesale trade. In 2024, employees put in $3.60 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$173,288,995
Participants with balances1,648
Active participants1,267
Employer contributions$4,449,184
Employee contributions$16,010,499
Employer contribution per active participant$3,512
Average account balance$105,151
Benefits paid to participants$17,994,061
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$173.3M · 1,648 accts · $4.4M emplr
2023$142.6M · 1,575 accts · $4.2M emplr
2022$110.6M · 1,495 accts · $3.9M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$83,951
Investment management$259,670
Total administrative$343,621
The Trace 3, LLC 401(k) match · 2024
Employer contribution per active participant$3,512
Median for plans this size$3,635
2024$3,512 per active participant
2023$3,377 per active participant
2022$3,176 per active participant

Trace 3, LLC's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
MMA SECURITIES LLC · Investment advisory (plan)$135,346
EMPOWER ADVISORY GROUP, LLC · Investment management$124,324
CROSSPLANS · Contract administrator$47,826

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$343,621 · 0.22%
2023$385,465 · 0.30%
2022$366,457 · 0.32%
Same employer
Similar plansWholesale Trade · California
Quinn Group, Inc. CA$235.7M · 0.30%
Jfc International Inc. CA$174.8M · 0.00%
Amada North America, Inc. CA$151.8M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 954876514 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.