Plan Ledger DOL Form 5500 · updated monthly

Torrington Supply Company, Inc.401(k)

TORRINGTON SUPPLY COMPANY, INC. 401(K) PROFIT SHARING PLAN · WATERBURY, CT · plan year 2025

Reported admin expense ratio · 2025
0.50%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Torrington Supply Company, Inc. reported $109,645 in plan administrative expenses for 2025: 0.50% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,989 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.30% to 0.50%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other wholesale trade employers. By assets it is the 505th-largest of 1,106 plans among Connecticut employers on file, and the 1,675th of 4,246 in wholesale trade. In 2025, employees put in $3.10 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$23,254,544
Participants with balances185
Active participants167
Employer contributions$332,139
Employee contributions$1,029,876
Employer contribution per active participant$1,989
Average account balance$125,700
Benefits paid to participants$2,107,449
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$23.3M · 185 accts · $332K emplr
2024$20.3M · 186 accts · $340K emplr
2023$17.9M · 178 accts · $384K emplr
2022$17.1M · 171 accts · $247K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$23,429
Investment management$28,057
Total administrative$109,645
The Torrington Supply Company, Inc. 401(k) match · 2025
Employer contribution per active participant$1,989
Median for plans this size$2,666
2025$1,989 per active participant
2024$1,880 per active participant
2023$2,270 per active participant
2022$1,585 per active participant

Torrington Supply Company, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
LARSON ALLEN LLP$25,263
INSTITUTIONAL INVESTMENT CONSULTING · Investment advisory (plan)$16,500
EMPOWER ADVISORY GROUP, LLC · Investment management$11,557

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$109,645 · 0.50%
2024$72,091 · 0.38%
2023$59,654 · 0.34%
2022$55,195 · 0.30%
Same employer
Similar plansWholesale Trade · Connecticut
Acme United Corporation CT$25.8M · 0.04%
Brescome Barton, Inc. CT$24.0M · 0.17%
Hmtx Industries LLC CT$23.1M · 0.05%
Trefz Corporation CT$22.7M · 0.23%

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Source: U.S. Department of Labor, Form 5500 series, EIN 060564910 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.