Plan Ledger DOL Form 5500 · updated monthly

Topbuild Corp.401(k)

TOPBUILD CORP. 401(K) PLAN · DAYTONA BEACH, FL · plan year 2025

Reported admin expense ratio · 2025
0.17%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Topbuild Corp. reported $1,133,855 in plan administrative expenses for 2025: 0.17% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,398 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.29% to 0.17%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other construction employers. By assets it is the 69th-largest of 3,644 plans among Florida employers on file, and the 93rd of 5,337 in construction. In 2025, employees put in $2.67 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$694,681,681
Participants with balances17,204
Active participants12,574
Employer contributions$17,579,019
Employee contributions$46,929,800
Employer contribution per active participant$1,398
Average account balance$40,379
Benefits paid to participants$84,403,292
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$694.7M · 17,204 accts · $17.6M emplr
2024$608.3M · 18,262 accts · $19.0M emplr
2023$538.7M · 17,204 accts · $17.5M emplr
2022$443.8M · 16,487 accts · $17.0M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$887,431
Investment management$213,094
Audit (IQPA)$33,330
Total administrative$1,133,855
The Topbuild Corp. 401(k) match · 2025
Employer contribution per active participant$1,398
Median for plans this size$4,295
2025$1,398 per active participant
2024$1,429 per active participant
2023$1,360 per active participant
2022$1,408 per active participant

Topbuild Corp.'s 2025 employer contribution ran below the $4,295 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$887,431
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$213,094
REHMANN · Accounting / audit$33,330

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$1,133,855 · 0.17%
2024$987,937 · 0.17%
2023$1,080,579 · 0.22%
2022$1,332,374 · 0.29%
Same employer
Similar plansConstruction · Florida
Lennar Corporation FL$1.6B · 0.09%
Mastec, Inc. FL$917.6M · 0.13%
Avi-Spl LLC FL$249.4M
The Haskell Company FL$247.5M · 0.15%
Holiday Builders, Inc. FL$205.4M · 0.00%

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Source: U.S. Department of Labor, Form 5500 series, EIN 473096382 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.