Plan Ledger DOL Form 5500 · updated monthly

Thomas Automotive Family LLC403(b)

THOMAS AUTOMOTIVE FAMILY 401(K) PLAN · BEDFORD, PA · plan year 2024

Reported admin expense ratio · 2024
0.51%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Thomas Automotive Family LLC reported $56,777 in plan administrative expenses for 2024: 0.51% of average plan assets, higher than ~75% of peers. Employer contributions averaged $581 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.51%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Pennsylvania (2,110th of 3,651), and the 2,295th of 5,215 in retail trade. In 2024, employees put in $6.35 for every $1.00 the employer contributed; active participation has grown from 194 to 215 since 2022.

Plan summary
Net assets, end of year$11,861,623
Participants with balances297
Active participants215
Employer contributions$124,834
Employee contributions$792,337
Employer contribution per active participant$581
Average account balance$39,938
Benefits paid to participants$676,285
Plan auditUnmodified (clean) audit opinion
AuditorBSSF
Plan history3
Yearassets · accounts · employer contribution
2024$11.9M · 297 accts · $125K emplr
2023$10.4M · 278 accts · $127K emplr
2022$10.8M · 279 accts · $141K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$56,777
Total administrative$56,777
The Thomas Automotive Family LLC 401(k) match · 2024
Employer contribution per active participant$581
Median for plans this size$2,416
2024$581 per active participant
2023$643 per active participant
2022$729 per active participant

Thomas Automotive Family LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STIFEL NICOLAUS INSURANCE AGENCYindirect comp
DEFINITI, LLC · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$56,777 · 0.51%
2023$38,179 · 0.36%
2022$59,771 · 0.50%
Same employer
Similar plansRetail Trade · Pennsylvania
John Stuckey Ford, Inc. PA$12.5M · 0.09%
Maguire's Ford, Inc. PA$12.1M · 0.45%
Del Chevrolet, Inc PA$12.1M · 0.34%

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Source: U.S. Department of Labor, Form 5500 series, EIN 831434331 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.