The Traditional Bakery Inc.401(k)
THE TRADITIONAL BAKERY INC. DBA PANERA BREAD 401K PLAN · SPRINGFIELD, MO · plan year 2022
Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works
The Traditional Bakery Inc. reported $468 in plan administrative expenses for 2022: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $122 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other accommodation & food services employers. By assets it is among the smaller plans on file in Missouri (1,294th of 1,393), and 1,565th of 2,240 in accommodation & food services. In 2022, employees put in $2.55 for every $1.00 the employer contributed.
The Traditional Bakery Inc.'s 2022 employer contribution ran below the $1,114 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Why are you looking at this plan?
Source: U.S. Department of Labor, Form 5500 series, EIN 431623677 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.