Plan Ledger DOL Form 5500 · updated monthly

The Rabbi Harry H. Epstein School, Inc.403(b)

THE EPSTEIN SCHOOL RETIREMENT PLAN · ATLANTA, GA · plan year 2025

Reported admin expense ratio · 2025
0.37%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

The Rabbi Harry H. Epstein School, Inc. reported $81,955 in plan administrative expenses for 2025: 0.37% of average plan assets, above the peer median. Employer contributions averaged $1,479 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.28% to 0.37%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other educational services employers. By assets it is the 791st-largest of 2,160 plans among Georgia employers on file, and the 1,475th of 3,091 in educational services. In 2025, employees put in $2.55 for every $1.00 the employer contributed; active participation has grown from 69 to 257 since 2022.

Plan summary
Net assets, end of year$23,262,047
Participants with balances289
Active participants257
Employer contributions$380,178
Employee contributions$970,081
Employer contribution per active participant$1,479
Average account balance$80,492
Benefits paid to participants$1,807,194
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$23.3M · 289 accts · $380K emplr
2024$20.8M · 269 accts · $336K emplr
2023$19.0M · 245 accts · $303K emplr
2022$16.2M · 139 accts · $272K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$29,220
Investment management$52,735
Total administrative$81,955
The The Rabbi Harry H. Epstein School, Inc. 401(k) match · 2025
Employer contribution per active participant$1,479
Median for plans this size$2,666
2025$1,479 per active participant
2024$2,049 per active participant
2023$1,663 per active participant
2022$3,938 per active participant

The Rabbi Harry H. Epstein School, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
CAPFINANCIAL PARTNERS LLC · Investment advisory (plan)$52,735
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator$29,220

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$81,955 · 0.37%
2024$71,494 · 0.36%
2023$65,383 · 0.37%
2022$49,473 · 0.28%
Similar plansEducational Services · Georgia
Lagrange College GA$28.0M · 0.18%
Lyrasis GA$22.8M · 0.02%
Brookstone School, Inc. GA$21.5M · 0.09%
The Galloway Schools, Inc. GA$20.8M · 0.39%

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Source: U.S. Department of Labor, Form 5500 series, EIN 581164034 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.