Plan Ledger DOL Form 5500 · updated monthly

The NavigatorsDC plan

THE NAVIGATORS BASIC RETIREMENT PLAN · COLORADO SPRINGS, CO · plan year 2024

Reported admin expense ratio · 2024
0.14%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

The Navigators reported $211,933 in plan administrative expenses for 2024: 0.14% of average plan assets, above the peer median. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.09% to 0.14%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other other services employers. By assets it is the 103rd-largest of 1,461 plans among Colorado employers on file, and the 113th of 3,341 in other services. active participation has shrunk from 1,620 to 1,422 since 2022.

Plan summary
Net assets, end of year$158,540,949
Participants with balances1,666
Active participants1,422
Employer contributions$0
Employee contributions$0
Employer contribution per active participant$0
Average account balance$95,163
Benefits paid to participants$10,787,353
Plan auditUnmodified (clean) audit opinion
AuditorBIGGSKOFFORD LLP
Plan history3
Yearassets · accounts · employer contribution
2024$158.5M · 1,666 accts
2023$149.7M · 1,791 accts
2022$131.5M · 1,866 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$131,079
Investment management$31,413
Total administrative$211,933
Employer contributions to the The Navigators plan · 2024
Employer contribution per active participant$0
Median for plans this size$3,635

The Navigators's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
COOK STREET CONSULTING, INC · Consulting$51,629
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$31,413

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$211,933 · 0.14%
2023$116,501 · 0.08%
2022$111,182 · 0.09%
All plans at this employer2
NAVIGATORS 403(B) SUPPLEMENTAL RETIREMENT PLAN403(b)
THE NAVIGATORS BASIC RETIREMENT PLANDefined-contribution plan
Same employer
Similar plansOther Services · Colorado
Council on Foreign Relations NY$164.6M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 846007896 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.