Plan Ledger DOL Form 5500 · updated monthly

The Napoli Group, LLC401(k)

THE NAPOLI GROUP, LLC 401(K) PLAN · AMHERST, NH · plan year 2024

Reported admin expense ratio · 2024
0.88%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

The Napoli Group, LLC reported $57,652 in plan administrative expenses for 2024: 0.88% of average plan assets, higher than ~75% of peers. Employer contributions averaged $451 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.99% to 0.88%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other accommodation & food services employers. By assets it is among the smaller plans on file in New Hampshire (300th of 411), and the 716th of 2,240 in accommodation & food services. In 2024, employees put in $2.17 for every $1.00 the employer contributed; active participation has grown from 871 to 1,018 since 2022.

Plan summary
Net assets, end of year$7,185,461
Participants with balances246
Active participants1,018
Employer contributions$459,059
Employee contributions$994,824
Employer contribution per active participant$451
Average account balance$29,209
Benefits paid to participants$910,287
Plan auditUnmodified (clean) audit opinion
AuditorDS&B, LTD
Plan history3
Yearassets · accounts · employer contribution
2024$7.2M · 246 accts · $459K emplr
2023$5.9M · 235 accts · $470K emplr
2022$3.9M · 232 accts · $418K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$42,671
Investment management$14,981
Total administrative$57,652
The The Napoli Group, LLC 401(k) match · 2024
Employer contribution per active participant$451
Median for plans this size$1,313
2024$451 per active participant
2023$487 per active participant
2022$480 per active participant

The Napoli Group, LLC's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
TRANSAMERICA LIFE INSURANCE · Recordkeeping · Loan processing$39,821
COMPASS RETIREMENT CONSULTING GROUP · Recordkeeping · Pension consulting$2,850
MERRIL LYNCH LIFE AGENCY · Investment advisory (plan)$14,981

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024COMPASS RETIREMENT CONSULTING GROUP, Transamerica
2023COMPASS RETIREMENT CONSULTING GROUP, Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$57,652 · 0.88%
2023$44,805 · 0.92%
2022$35,834 · 0.99%
Similar plansAccommodation & Food Services · New Hampshire
Ocean Properties LTD. NH$42.7M · 0.47%
Cafe Services, Inc. NH$12.5M · 0.90%
Great American Dining NH$9.1M · 0.61%
Roedel Companies, LLC NH$4.8M · 0.03%
Wiley Management, Inc. NH$2.9M · 0.07%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 200100132 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.