Plan Ledger DOL Form 5500 · updated monthly

New Hampshire Lodging & Restaurant Association (Nhrla)401(k)

AMERICAN HOSPITALITY ASSOCIATIONS 401(K) PLAN · CONCORD, NH · plan year 2024

Reported admin expense ratio · 2024
1.10%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

New Hampshire Lodging & Restaurant Association (Nhrla) reported $328,116 in plan administrative expenses for 2024: 1.10% of average plan assets, higher than ~90% of peers. Employer contributions averaged $377 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 1.03% to 1.10%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other accommodation & food services employers. By assets it is the 113th-largest of 411 plans among New Hampshire employers on file, and the 193rd of 2,240 in accommodation & food services. In 2024, employees put in $2.40 for every $1.00 the employer contributed; active participation has grown from 2,660 to 3,265 since 2022.

Plan summary
Net assets, end of year$32,459,168
Participants with balances968
Active participants3,265
Employer contributions$1,229,431
Employee contributions$2,953,944
Employer contribution per active participant$377
Average account balance$33,532
Benefits paid to participants$2,513,021
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$32.5M · 968 accts · $1.2M emplr
2023$27.0M · 763 accts · $912K emplr
2022$21.0M · 656 accts · $698K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$40,908
Investment management$215,435
Audit (IQPA)$69,154
Total administrative$328,116
The New Hampshire Lodging & Restaurant Association (Nhrla) 401(k) match · 2024
Employer contribution per active participant$377
Median for plans this size$2,416
2024$377 per active participant
2023$267 per active participant
2022$262 per active participant

New Hampshire Lodging & Restaurant Association (Nhrla)'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
BPAS, INC. · Recordkeeping · Custodial (securities)$123,560
KEEL POINT, LLC · Investment advisory (plan) · Investment management$119,426
CARON & BLETZER, PLLC · Accounting / audit$69,154
NEW HAMPSHIRE LODGING & RESTAURANT · Trustee · Plan administrator$14,869

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024BPAS, INC.
2023BPAS, INC.

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Administrative cost history3
2024$328,116 · 1.10%
2023$236,440 · 0.99%
2022$226,664 · 1.03%
Similar plansAccommodation & Food Services · New Hampshire
Ocean Properties LTD. NH$42.7M · 0.47%
Kahala Brands, Inc. AZ$32.9M · 0.20%
Busch Group, LLC CA$32.7M · 0.45%
Jc Resorts LLC CA$32.6M · 0.39%
Pb Restaurants, LLC FL$32.2M · 0.51%
Stone Brewing Co., LLC CA$31.4M · 0.24%

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Source: U.S. Department of Labor, Form 5500 series, EIN 020216783 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.