Plan Ledger DOL Form 5500 · updated monthly

The Middle Georgia Community A401(k)

403(B) THRIFT PLAN FOR EMPLOYEES OF THE MIDDLE GEORGIA COMMUNITY ACTION AGENCY, INC. · WARNER ROBINS, GA · plan year 2024

Reported admin expense ratio · 2024
0.14%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

The Middle Georgia Community A reported $5,758 in plan administrative expenses for 2024: 0.14% of average plan assets, lower than ~75% of peers. Employer contributions averaged $854 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.138%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Georgia (1,673rd of 2,160), and 8,243rd of 11,911 in health care & social assistance. In 2024, employees put in $1.24 for every $1.00 the employer contributed; active participation has shrunk from 374 to 266 since 2022.

Plan summary
Net assets, end of year$4,460,768
Participants with balances368
Active participants266
Employer contributions$227,246
Employee contributions$282,440
Employer contribution per active participant$854
Average account balance$12,122
Benefits paid to participants$340,596
Plan auditUnmodified (clean) audit opinion
AuditorNICHOLAS, CAULEY & ASSOCIATES
Plan history3
Yearassets · accounts · employer contribution
2024$4.5M · 368 accts · $227K emplr
2023$3.9M · 335 accts · $174K emplr
2022$3.5M · 315 accts · $123K emplr
The The Middle Georgia Community A 401(k) match · 2024
Employer contribution per active participant$854
Median for plans this size$1,313
2024$854 per active participant
2023$409 per active participant
2022$330 per active participant

The Middle Georgia Community A's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
MUTUAL OF AMERICA INVESTMENT CORP · Claims processing · Recordkeeping$6,258

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Mutual of America
2023Mutual of America

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$5,758 · 0.14%
2023$4,631 · 0.13%
2022$5,438 · 0.14%
Same employer
Similar plansHealth Care & Social Assistance · Georgia
Nobis Works, Inc. GA$4.4M · 0.67%
Open Hand Atlanta, Inc. GA$4.3M · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 581192477 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.