Plan Ledger DOL Form 5500 · updated monthly

The Love Companies401(k)

THE LOVE COMPANIES 401(K) PLAN · SAINT LOUIS, MO · plan year 2024

Reported admin expense ratio · 2024
1.17%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

The Love Companies reported $203,590 in plan administrative expenses for 2024: 1.17% of average plan assets, higher than ~90% of peers. Employer contributions averaged $528 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.76% to 1.17%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other real estate & leasing employers. By assets it is the 631st-largest of 1,393 plans among Missouri employers on file, and the 711th of 2,096 in real estate & leasing. In 2024, employees put in $3.59 for every $1.00 the employer contributed; active participation has grown from 757 to 1,208 since 2022.

Plan summary
Net assets, end of year$18,591,193
Participants with balances1,396
Active participants1,208
Employer contributions$637,707
Employee contributions$2,286,356
Employer contribution per active participant$528
Average account balance$13,317
Benefits paid to participants$2,244,904
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$18.6M · 1,396 accts · $638K emplr
2023$16.1M · 1,160 accts
2022$15.6M · 936 accts · $494K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$186,370
Audit (IQPA)$17,220
Total administrative$203,590
The The Love Companies 401(k) match · 2024
Employer contribution per active participant$528
Median for plans this size$2,416
2024$528 per active participant
2022$653 per active participant

The Love Companies's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$186,370
FORVIS, LLP · Accounting / audit$17,220
MORGAN STANLEY SMITH BARNEY LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$203,590 · 1.17%
2023$132,673 · 0.84%
2022$128,542 · 0.76%
Same employer
Similar plansReal Estate & Leasing · Missouri
James B Nutter & Company MO$28.0M · 0.26%
Bear Holdings, LLC MO$25.4M · 0.21%
Sansone Group, LLC MO$13.5M · 0.50%

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Source: U.S. Department of Labor, Form 5500 series, EIN 430383910 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.