Plan Ledger DOL Form 5500 · updated monthly

Bear Holdings, LLC401(k)

BEAR HOLDINGS, LLC 401(K) PLAN · COLUMBIA, MO · plan year 2024

Reported admin expense ratio · 2024
0.21%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Bear Holdings, LLC reported $53,209 in plan administrative expenses for 2024: 0.21% of average plan assets, below the peer median. Employer contributions averaged $1,130 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.19% to 0.21%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other real estate & leasing employers. By assets it is the 514th-largest of 1,393 plans among Missouri employers on file, and the 528th of 2,096 in real estate & leasing. In 2024, employees put in $1.84 for every $1.00 the employer contributed; active participation has grown from 558 to 653 since 2022.

Plan summary
Net assets, end of year$25,381,533
Participants with balances391
Active participants653
Employer contributions$737,748
Employee contributions$1,360,105
Employer contribution per active participant$1,130
Average account balance$64,914
Benefits paid to participants$4,728,464
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$25.4M · 391 accts · $738K emplr
2023$24.5M · 446 accts · $721K emplr
2022$22.4M · 402 accts · $721K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$4,783
Investment management$48,426
Total administrative$53,209
The Bear Holdings, LLC 401(k) match · 2024
Employer contribution per active participant$1,130
Median for plans this size$2,416
2024$1,130 per active participant
2023$1,328 per active participant
2022$1,292 per active participant

Bear Holdings, LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STIFEL NICOLAUS & CO INC · Investment advisory (plan)$48,426
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$4,783

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$53,209 · 0.21%
2023$61,803 · 0.26%
2022$47,575 · 0.19%
Same employer
Similar plansReal Estate & Leasing · Missouri
Drury Southwest, Inc. MO$30.8M · 0.10%
James B Nutter & Company MO$28.0M · 0.26%
The Love Companies MO$18.6M · 1.17%

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Source: U.S. Department of Labor, Form 5500 series, EIN 208034548 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.