Plan Ledger DOL Form 5500 · updated monthly

The Kemper Company401(k)

THE KEMPER HOUSE RETIREMENT PLAN · ROCKY RIVER, OH · plan year 2022

Reported admin expense ratio · 2022
0.79%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

The Kemper Company reported $32,739 in plan administrative expenses for 2022: 0.79% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,071 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Ohio (2,790th of 3,295), and 8,969th of 11,911 in health care & social assistance. In 2022, employees put in $1.90 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,401,961
Participants with balances62
Active participants92
Employer contributions$98,549
Employee contributions$187,301
Employer contribution per active participant$1,071
Average account balance$54,870
Benefits paid to participants$935,076
Plan auditUnmodified (clean) audit opinion
AuditorHW&CO
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$32,739
Total administrative$32,739
The The Kemper Company 401(k) match · 2022
Employer contribution per active participant$1,071
Median for plans this size$1,114

The Kemper Company's 2022 employer contribution ran below the $1,114 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$32,739 · 0.79%
Similar plansHealth Care & Social Assistance · Ohio
Elmwood of Fremont, LTD. OH$3.4M · 0.09%
Care Alliance OH$3.3M · 0.88%
Lbk Health Care, Inc. OH$3.2M · 0.64%

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Source: U.S. Department of Labor, Form 5500 series, EIN 341667426 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.