Plan Ledger DOL Form 5500 · updated monthly

Guild of St. Agnes of Worcester, Inc401(k)

EMPLOYEE BENEFIT PLAN OF THE GUILD OF SAINT AGNES OF WORCESTER · WORCESTER, MA · plan year 2024

Reported admin expense ratio · 2024
0.58%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Guild of St. Agnes of Worcester, Inc reported $56,391 in plan administrative expenses for 2024: 0.58% of average plan assets, above the peer median. Employer contributions averaged $3,021 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.02% to 0.58%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Massachusetts (1,862nd of 2,726), and the 5,568th of 11,911 in health care & social assistance. In 2024, the employer put in $1.79 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$10,460,576
Participants with balances235
Active participants304
Employer contributions$918,389
Employee contributions$511,640
Employer contribution per active participant$3,021
Average account balance$44,513
Benefits paid to participants$985,883
Plan auditUnmodified (clean) audit opinion
AuditorO'CONNOR, MALONEY & CO.P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$10.5M · 235 accts · $918K emplr
2023$9.0M · 292 accts · $867K emplr
2022$7.9M · 288 accts · $727K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$33,275
Investment management$23,116
Total administrative$56,391
The Guild of St. Agnes of Worcester, Inc 401(k) match · 2024
Employer contribution per active participant$3,021
Median for plans this size$1,313
2024$3,021 per active participant
2023$3,012 per active participant
2022$2,498 per active participant

Guild of St. Agnes of Worcester, Inc's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
TRANSAMERICA RETIREMENT SOLUTIONS · Recordkeeping · Loan processing$33,275
FIRST NATIONAL CORPORATION · Investment advisory (plan)$23,116

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Transamerica
2023Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$56,391 · 0.58%
2023$28,300 · 0.33%
2022$1,710 · 0.02%
Same employer
Similar plansHealth Care & Social Assistance · Massachusetts
Latham Centers, Inc. MA$10.4M · 0.20%
Lasell Village, Inc. MA$10.4M · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042104267 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.