Plan Ledger DOL Form 5500 · updated monthly

The Derryfield School403(b)

THE DERRYFIELD SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN · MANCHESTER, NH · plan year 2025

Reported admin expense ratio · 2025
0.23%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

The Derryfield School reported $72,038 in plan administrative expenses for 2025: 0.23% of average plan assets, below the peer median. Employer contributions averaged $2,728 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.16% to 0.23%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other educational services employers. By assets it is the 114th-largest of 411 plans among New Hampshire employers on file, and the 1,236th of 3,091 in educational services. In 2025, employees put in $1.43 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$32,343,128
Participants with balances252
Active participants160
Employer contributions$436,419
Employee contributions$624,792
Employer contribution per active participant$2,728
Average account balance$128,346
Benefits paid to participants$3,533,117
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$32.3M · 252 accts · $436K emplr
2024$30.9M · 256 accts · $432K emplr
2023$29.0M · 256 accts · $422K emplr
2022$25.8M · 256 accts · $393K emplr
Administrative expenses, itemized · 2025
Investment management$72,038
Total administrative$72,038
Employer contributions to the The Derryfield School plan · 2025
Employer contribution per active participant$2,728
Median for plans this size$2,666
2025$2,728 per active participant
2024$2,500 per active participant
2023$2,721 per active participant
2022$2,384 per active participant

The Derryfield School's 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
AMERICAN TRUST COMPANY · Trustee (discretionary)$72,038

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$72,038 · 0.23%
2024$46,525 · 0.16%
2023$45,966 · 0.17%
2022$45,765 · 0.16%
Similar plansEducational Services · New Hampshire
Franklin Pierce University NH$67.0M · 0.09%
Colby-Sawyer College NH$60.7M · 0.05%
New England College NH$50.7M · 0.00%
Rivier University NH$42.3M · 0.12%
Brewster Academy NH$32.1M · 0.14%
Kimball Union Academy NH$31.8M · 0.18%
Cardigan Mountain School NH$27.1M · 0.32%

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Source: U.S. Department of Labor, Form 5500 series, EIN 020265542 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.