Plan Ledger DOL Form 5500 · updated monthly

Brewster Academy403(b)

BREWSTER ACADEMY RETIREMENT PLAN · WOLFEBORO, NH · plan year 2024

Reported admin expense ratio · 2024
0.14%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Brewster Academy reported $43,785 in plan administrative expenses for 2024: 0.14% of average plan assets, below the peer median. Employer contributions averaged $3,946 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.15% to 0.14%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other educational services employers. By assets it is the 116th-largest of 411 plans among New Hampshire employers on file, and the 1,238th of 3,091 in educational services. In 2024, employees put in $1.33 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$32,133,470
Participants with balances388
Active participants154
Employer contributions$607,638
Employee contributions$806,257
Employer contribution per active participant$3,946
Average account balance$82,818
Benefits paid to participants$3,260,073
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$0 · $459K emplr
2024$32.1M · 388 accts · $608K emplr
2023$30.2M · 404 accts · $587K emplr
2022$26.5M · 393 accts · $546K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$34,822
Investment management$8,963
Total administrative$43,785
Employer contributions to the Brewster Academy plan · 2024
Employer contribution per active participant$3,946
Median for plans this size$2,416
2024$3,946 per active participant
2023$3,561 per active participant
2022$3,478 per active participant

Brewster Academy's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
TIAA · Recordkeeping · Pension consulting$34,582
CAPFINANCIAL PARTNERS, LLC · Investment management$8,963

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025TIAA
2024TIAA
2023TIAA

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025Not separately reported
2024$43,785 · 0.14%
2023$37,275 · 0.13%
2022$44,799 · 0.15%
Same employer
Similar plansEducational Services · New Hampshire
Colby-Sawyer College NH$60.7M · 0.05%
New England College NH$50.7M · 0.00%
Rivier University NH$42.3M · 0.12%
The Derryfield School NH$32.3M · 0.23%
Kimball Union Academy NH$31.8M · 0.18%
Cardigan Mountain School NH$27.1M · 0.32%
Coe-Brown Northwood Academy NH$24.9M · 0.00%

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Source: U.S. Department of Labor, Form 5500 series, EIN 020223317 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.