Plan Ledger DOL Form 5500 · updated monthly

The Commercial & Savings Bank401(k)

THE COMMERCIAL & SAVINGS BANK 401(K) RETIREMENT PL · MILLERSBURG, OH · plan year 2024

Reported admin expense ratio · 2024
0.01%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

The Commercial & Savings Bank reported $3,439 in plan administrative expenses for 2024: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,342 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.008% to 0.011%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 914th-largest of 3,295 plans among Ohio employers on file, and the 2,284th of 4,798 in finance & insurance. In 2024, employees put in $1.24 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$32,617,071
Participants with balances246
Active participants156
Employer contributions$677,325
Employee contributions$837,085
Employer contribution per active participant$4,342
Average account balance$132,590
Benefits paid to participants$3,023,429
Plan auditUnmodified (clean) audit opinion
AuditorS.R. SNODGRASS, P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$32.6M · 246 accts · $677K emplr
2023$29.5M · 245 accts · $737K emplr
2022$25.8M · 243 accts · $723K emplr
The The Commercial & Savings Bank 401(k) match · 2024
Employer contribution per active participant$4,342
Median for plans this size$2,416
2024$4,342 per active participant
2023$4,663 per active participant
2022$4,605 per active participant

The Commercial & Savings Bank's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history3
2024$3,439 · 0.01%
2023$3,550 · 0.01%
2022$2,210 · 0.01%
Same employer
Similar plansFinance & Insurance · Ohio
Rockbridge Capital, LLC OH$35.8M · 0.45%
Clearstead Advisors, LLC OH$35.5M · 0.05%
Signature Bancorp, Inc. OH$35.5M · 0.35%
The Croghan Colonial Bank OH$31.5M · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 340159850 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.