Plan Ledger DOL Form 5500 · updated monthly

General Electric Credit Union401(k)

GENERAL ELECTRIC CREDIT UNION EMPLOYEES RETIREMENT PLAN · CINCINNATI, OH · plan year 2025

Reported admin expense ratio · 2025
0.29%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

General Electric Credit Union reported $106,465 in plan administrative expenses for 2025: 0.29% of average plan assets, above the peer median. Employer contributions averaged $4,031 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.25% to 0.29%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 763rd-largest of 3,295 plans among Ohio employers on file, and the 1,946th of 4,798 in finance & insurance. In 2025, employees put in $1.19 for every $1.00 the employer contributed; active participation has grown from 433 to 478 since 2022.

Plan summary
Net assets, end of year$40,305,284
Participants with balances455
Active participants478
Employer contributions$1,927,003
Employee contributions$2,293,336
Employer contribution per active participant$4,031
Average account balance$88,583
Benefits paid to participants$2,208,697
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$40.3M · 455 accts · $1.9M emplr
2024$32.8M · 430 accts · $1.7M emplr
2023$28.7M · 437 accts · $1.9M emplr
2022$21.3M · 385 accts · $1.7M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$100,904
Trustee / custodial$5,561
Total administrative$106,465
The General Electric Credit Union 401(k) match · 2025
Employer contribution per active participant$4,031
Median for plans this size$2,666
2025$4,031 per active participant
2024$3,699 per active participant
2023$3,780 per active participant
2022$3,880 per active participant

General Electric Credit Union's 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
CMFG LIFE INSURANCE COMPANY · Recordkeeping · Pension consulting$100,904

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025TruStage (CUNA Mutual)
2024TruStage (CUNA Mutual)
2023TruStage (CUNA Mutual)

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$106,465 · 0.29%
2024$87,626 · 0.28%
2023$64,391 · 0.26%
2022$52,554 · 0.25%
Same employer
Similar plansFinance & Insurance · Ohio
First Mutual Holding Co. OH$46.2M · 0.23%
Union Savings Bank OH$44.5M · 0.22%
Sb Financial Group OH$37.8M · 0.26%
Greenville National Bank OH$37.0M · 0.20%
Rockbridge Capital, LLC OH$35.8M · 0.45%

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Source: U.S. Department of Labor, Form 5500 series, EIN 310568628 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.