Plan Ledger DOL Form 5500 · updated monthly

One Degree403(b)

ALLUMA 403(B) PLAN · OAKLAND, CA · plan year 2022

Reported admin expense ratio · 2022
0.03%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

One Degree reported $3,732 in plan administrative expenses for 2022: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $5,507 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.03% to 0.76%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,806 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in California (5,680th of 9,483), and 1,725th of 3,341 in other services. In 2022, employees put in $2.46 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$9,238,334
Participants with balances153
Active participants28
Employer contributions$154,202
Employee contributions$378,885
Employer contribution per active participant$5,507
Average account balance$60,381
Benefits paid to participants$2,245,354
Plan auditUnmodified (clean) audit opinion
AuditorSTOCKMAN, KAST RYAN & COMPANY, LLP
Plan history4
Yearassets · accounts · employer contribution
2025$8.2M · 90 accts · $32K emplr
2024$8.1M · 105 accts · $64K emplr
2023$8.7M · 130 accts · $100K emplr
2022$9.2M · 153 accts · $154K emplr
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$3,732
Total administrative$3,732
Employer contributions to the One Degree plan · 2022
Employer contribution per active participant$5,507
Median for plans this size$2,266
2025$3,518 per active participant
2024$7,162 per active participant
2023$4,168 per active participant
2022$5,507 per active participant

One Degree's 2022 employer contribution ran above the $2,266 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Recordkeeper by year3
2025The Standard
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$61,760 · 0.76%
2024$64,808 · 0.77%
2023$54,522 · 0.61%
2022$3,732 · 0.03%
Similar plansOther Services · California
Lifehouse, Inc. CA$9.4M · 0.89%
Cbj Associates Inc CA$9.3M · 0.43%
Orangewood Foundation CA$8.7M · 0.70%

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Source: U.S. Department of Labor, Form 5500 series, EIN 593831966 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.