Plan Ledger DOL Form 5500 · updated monthly

The Board of Trustees Printing,Packaging and Production401(k)

GRAPHIC COMMUNICATIONS UNION LOCAL 527-S DEFINED CONTRIBUTION RETIREMENT PLAN · MABLETON, GA · plan year 2024

Reported admin expense ratio · 2024
1.06%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

The Board of Trustees Printing,Packaging and Production reported $115,465 in plan administrative expenses for 2024: 1.06% of average plan assets, higher than ~90% of peers. Employer contributions averaged $627 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 1.06%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Georgia (1,160th of 2,160), and 3,858th of 4,798 in finance & insurance. In 2024, employees put in $6.24 for every $1.00 the employer contributed; active participation has grown from 260 to 294 since 2022.

Plan summary
Net assets, end of year$11,364,161
Participants with balances483
Active participants294
Employer contributions$184,280
Employee contributions$1,150,201
Employer contribution per active participant$627
Average account balance$23,528
Benefits paid to participants$1,253,853
Plan auditUnmodified (clean) audit opinion
AuditorSTEVEN D EISENBERG CPA, P.A.
Plan history3
Yearassets · accounts · employer contribution
2024$11.4M · 483 accts · $184K emplr
2023$10.3M · 471 accts · $112K emplr
2022$9.6M · 476 accts · $108K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$62,114
Audit (IQPA)$14,776
Total administrative$115,465
The The Board of Trustees Printing,Packaging and Production 401(k) match · 2024
Employer contribution per active participant$627
Median for plans this size$2,416
2024$627 per active participant
2023$424 per active participant
2022$416 per active participant

The Board of Trustees Printing,Packaging and Production's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRINTING,PACKAGING &PRODUCTION WORK · Plan administrator$62,114
STEVEN D. EISENBERG CPA, P.A. · Accounting / audit$14,776
ADMINISTRATIVE CONSULTING SERVICES · Pension consulting$5,400

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$115,465 · 1.06%
2023$117,589 · 1.18%
2022$111,573 · 1.07%
Similar plansFinance & Insurance · Georgia
The Piedmont Bank GA$11.7M · 0.21%
Lendingpoint LLC GA$11.7M · 0.72%
Otr Capital GA$11.7M · 0.46%
Coosa Valley Credit Union GA$10.9M · 0.09%
Atlanta Postal Credit Union GA$10.4M · 0.29%
Citizens Trust Bank GA$10.3M · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 580811174 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.