Plan Ledger DOL Form 5500 · updated monthly

The Associated Jewish Community Federation of Baltimore401(k)

THE ASSOCIATED JEWISH COMMUNITY FEDERATION OF BALTIMORE 401(K) THRIFT PLAN · BALTIMORE, MD · plan year 2024

Reported admin expense ratio · 2024
0.23%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

The Associated Jewish Community Federation of Baltimore reported $136,794 in plan administrative expenses for 2024: 0.23% of average plan assets, above the peer median. Employer contributions averaged $2,303 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.23%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other other services employers. By assets it is the 268th-largest of 1,671 plans among Maryland employers on file, and the 338th of 3,341 in other services. In 2024, employees put in $2.05 for every $1.00 the employer contributed; active participation has grown from 599 to 679 since 2022.

Plan summary
Net assets, end of year$63,252,083
Participants with balances1,072
Active participants679
Employer contributions$1,563,578
Employee contributions$3,208,332
Employer contribution per active participant$2,303
Average account balance$59,004
Benefits paid to participants$6,759,414
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$63.3M · 1,072 accts · $1.6M emplr
2023$57.6M · 1,038 accts · $1.4M emplr
2022$51.5M · 968 accts · $1.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$85,382
Investment management$32,912
Audit (IQPA)$18,500
Total administrative$136,794
The The Associated Jewish Community Federation of Baltimore 401(k) match · 2024
Employer contribution per active participant$2,303
Median for plans this size$3,635
2024$2,303 per active participant
2023$2,174 per active participant
2022$2,113 per active participant

The Associated Jewish Community Federation of Baltimore's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
TRANSAMERICA RETIREMENT SOLUTIONS · Claims processing · Recordkeeping$85,382
BOLTON PARTNERS · Investment advisory (plan)$32,912
ELLIN & TUCKER, CHARTED · Accounting / audit$18,500
NATIONAL FINANCIAL SERVICES · Securities brokerageindirect comp
MID ATLANTIC CAPITAL CORPORATION · Securities brokerageindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Transamerica
2023Transamerica

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Administrative cost history3
2024$136,794 · 0.23%
2023$123,981 · 0.23%
2022$124,397 · 0.22%
Same employer
Similar plansOther Services · Maryland
Asbury Communities, Inc. MD$92.0M · 0.41%
American Nurses Association MD$62.1M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 520607957 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.