Plan Ledger DOL Form 5500 · updated monthly

Columbia Association, Inc.401(k)

THE COLUMBIA ASSOCIATION, INC. INCENTIVE SAVINGS PLAN · COLUMBIA, MD · plan year 2024

Reported admin expense ratio · 2024
0.08%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Columbia Association, Inc. reported $47,000 in plan administrative expenses for 2024: 0.08% of average plan assets, below the peer median. Employer contributions averaged $1,442 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.076% to 0.083%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other other services employers. By assets it is the 288th-largest of 1,671 plans among Maryland employers on file, and the 365th of 3,341 in other services. In 2024, employees put in $1.59 for every $1.00 the employer contributed; active participation has grown from 344 to 961 since 2022.

Plan summary
Net assets, end of year$58,572,866
Participants with balances616
Active participants961
Employer contributions$1,385,520
Employee contributions$2,198,869
Employer contribution per active participant$1,442
Average account balance$95,086
Benefits paid to participants$7,218,408
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$58.6M · 616 accts · $1.4M emplr
2023$54.8M · 562 accts · $1.2M emplr
2022$46.1M · 552 accts · $1.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$39,850
Investment management$7,150
Total administrative$47,000
The Columbia Association, Inc. 401(k) match · 2024
Employer contribution per active participant$1,442
Median for plans this size$3,635
2024$1,442 per active participant
2023$3,566 per active participant
2022$3,413 per active participant

Columbia Association, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$39,850
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$7,150

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$47,000 · 0.08%
2023$43,048 · 0.09%
2022$38,926 · 0.08%
Same employer
Similar plansOther Services · Maryland
American Nurses Association MD$62.1M · 0.01%
The Norwood School, Inc. MD$48.4M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 520823992 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.