Plan Ledger DOL Form 5500 · updated monthly

The Arc of San Diego401(k)

401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF THE ARC OF SAN DIEGO · SAN DIEGO, CA · plan year 2024

Reported admin expense ratio · 2024
0.04%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

The Arc of San Diego reported $3,838 in plan administrative expenses for 2024: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $128 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.02% to 0.04%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (5,469th of 9,483), and the 5,721st of 11,911 in health care & social assistance. In 2024, employees put in $3.66 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$9,943,596
Participants with balances277
Active participants902
Employer contributions$115,515
Employee contributions$422,784
Employer contribution per active participant$128
Average account balance$35,897
Benefits paid to participants$660,406
Plan auditUnmodified (clean) audit opinion
AuditorLEAF & COLE LLP
Plan history3
Yearassets · accounts · employer contribution
2024$9.9M · 277 accts · $116K emplr
2023$8.9M · 400 accts · $109K emplr
2022$7.6M · 408 accts · $46K emplr
The The Arc of San Diego 401(k) match · 2024
Employer contribution per active participant$128
Median for plans this size$1,313
2024$128 per active participant
2023$106 per active participant
2022$48 per active participant

The Arc of San Diego's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
MUTUAL OF AMERICA INVESTMENT CORP · Claims processing · Recordkeeping$3,838

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Mutual of America
2023Mutual of America

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Administrative cost history3
2024$3,838 · 0.04%
2023$1,967 · 0.02%
2022$1,942 · 0.02%
All plans at this employer2
401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF THE ARC OF SAN DIEGO401(k)
THE CONTRACTORS RETIREMENT PLANMoney purchase plan
Same employer
Similar plansHealth Care & Social Assistance · California
Baywood Court CA$10.0M · 0.66%
Peach Tree Healthcare CA$10.0M · 0.61%
Tempus, LLC CA$9.9M · 0.33%
Monterey Spine & Joint CA$9.9M · 0.56%

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Source: U.S. Department of Labor, Form 5500 series, EIN 951863913 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.