Plan Ledger DOL Form 5500 · updated monthly

Hospice of the North Coast401(k)

HOSPICE OF THE NORTH COAST 401(K) PLAN · CARLSBAD, CA · plan year 2025

Reported admin expense ratio · 2025
0.36%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Hospice of the North Coast reported $32,691 in plan administrative expenses for 2025: 0.36% of average plan assets, below the peer median. Employer contributions averaged $4,405 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.06% to 0.36%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (5,499th of 9,483), and the 5,750th of 11,911 in health care & social assistance. In 2025, employees put in $1.57 for every $1.00 the employer contributed; active participation has grown from 103 to 120 since 2022.

Plan summary
Net assets, end of year$9,854,730
Participants with balances188
Active participants120
Employer contributions$528,595
Employee contributions$827,667
Employer contribution per active participant$4,405
Average account balance$52,419
Benefits paid to participants$1,118,196
Plan auditUnmodified (clean) audit opinion
AuditorREDWITZ, INC.
Plan history4
Yearassets · accounts · employer contribution
2025$9.9M · 188 accts · $529K emplr
2024$8.2M · 188 accts · $476K emplr
2023$6.5M · 174 accts · $317K emplr
2022$4.7M · 160 accts · $497K emplr
Administrative expenses, itemized · 2025
Investment management$32,691
Total administrative$32,691
The Hospice of the North Coast 401(k) match · 2025
Employer contribution per active participant$4,405
Median for plans this size$1,464
2025$4,405 per active participant
2024$3,970 per active participant
2023$2,686 per active participant
2022$4,829 per active participant

Hospice of the North Coast's 2025 employer contribution ran above the $1,464 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
MMA SECURITIES LLC · Investment advisory (plan)$29,640
EMPOWER ADVISORY GROUP, LLC · Investment management$3,051

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$32,691 · 0.36%
2024$31,250 · 0.43%
2023$22,533 · 0.40%
2022$2,741 · 0.06%
Similar plansHealth Care & Social Assistance · California
The Arc of San Diego CA$9.9M · 0.04%
Tempus, LLC CA$9.9M · 0.33%
Monterey Spine & Joint CA$9.9M · 0.56%

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Source: U.S. Department of Labor, Form 5500 series, EIN 953646269 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.