Plan Ledger DOL Form 5500 · updated monthly

The Amble Group Inc401(k)

NAPA CENTRAL MN 401(K) PLAN · ST. CLOUD, MN · plan year 2024

Reported admin expense ratio · 2024
0.20%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

The Amble Group Inc reported $6,512 in plan administrative expenses for 2024: 0.20% of average plan assets, lower than ~75% of peers. Employer contributions averaged $497 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.23% to 0.20%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Minnesota (1,687th of 1,918), and 4,194th of 5,215 in retail trade. In 2024, employees put in $1.67 for every $1.00 the employer contributed; active participation has grown from 271 to 316 since 2022.

Plan summary
Net assets, end of year$3,553,229
Participants with balances122
Active participants316
Employer contributions$157,060
Employee contributions$262,882
Employer contribution per active participant$497
Average account balance$29,125
Benefits paid to participants$231,030
Plan auditUnmodified (clean) audit opinion
AuditorSCHLENNER WENNER & CO
Plan history3
Yearassets · accounts · employer contribution
2024$3.6M · 122 accts · $157K emplr
2023$3.0M · 132 accts · $151K emplr
2022$2.3M · 121 accts · $125K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$4,665
Investment management$1,847
Total administrative$6,512
The The Amble Group Inc 401(k) match · 2024
Employer contribution per active participant$497
Median for plans this size$1,313
2024$497 per active participant
2023$620 per active participant
2022$461 per active participant

The Amble Group Inc's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history3
2024$6,512 · 0.20%
2023$6,231 · 0.23%
2022$5,115 · 0.23%
Similar plansRetail Trade · Minnesota
France 44 Liquors, Inc. MN$4.0M · 0.15%
King's Supermarkets, Inc. MN$3.8M · 0.31%
Alchemist General Inc MN$3.1M · 0.18%

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Source: U.S. Department of Labor, Form 5500 series, EIN 030576250 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.