Plan Ledger DOL Form 5500 · updated monthly

Jack's Oil Distributing, Inc.401(k)

JACK'S COMPANIES 401(K) PLAN · EDEN VALLEY, MN · plan year 2025

Reported admin expense ratio · 2025
1.17%

Jack's Oil Distributing, Inc. reported $42,011 in plan administrative expenses for 2025: 1.17% of average plan assets, higher than ~75% of peers. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.38% to 1.17%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Minnesota (1,659th of 1,918), and 4,046th of 5,215 in retail trade. In 2025, employees put in $2.34 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,018,856
Participants with balances204
Active participants0
Employer contributions$142,940
Employee contributions$334,109
Employer contribution per active participant—
Average account balance$19,700
Benefits paid to participants$102,668
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$4.0M · 204 accts · $143K emplr
2024$3.2M · 179 accts · $171K emplr
2023$2.5M · 239 accts · $166K emplr
2022$1.7M · 181 accts · $152K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$42,011
Total administrative$42,011
What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
CETERA INVESTMENT ADVISORS, LLC · Investment management$23,240
NATIONWIDE · Plan administrator$13,545
TSC 401K · Plan administrator$10,950

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$42,011 · 1.17%
2024$27,439 · 0.97%
2023$16,852 · 0.81%
2022$6,434 · 0.38%
Similar plansRetail Trade · Minnesota
Fullerton Lumber Company MN$4.8M · 0.15%
Grand Central Inc MN$4.7M · 0.02%
Erik's Bike Shop, Inc. MN$4.7M · 0.92%
France 44 Liquors, Inc. MN$4.0M · 0.15%
King's Supermarkets, Inc. MN$3.8M · 0.31%
The Amble Group Inc MN$3.6M · 0.20%

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Source: U.S. Department of Labor, Form 5500 series, EIN 542097393 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.