Plan Ledger DOL Form 5500 · updated monthly

Texas Capital Bancshares, Inc.401(k)

TEXAS CAPITAL 401(K) PLAN · DALLAS, TX · plan year 2024

Reported admin expense ratio · 2024
0.09%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Texas Capital Bancshares, Inc. reported $259,952 in plan administrative expenses for 2024: 0.09% of average plan assets, above the peer median. Employer contributions averaged $8,001 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.07% to 0.09%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other finance & insurance employers. By assets it is the 293rd-largest of 5,688 plans among Texas employers on file, and the 452nd of 4,798 in finance & insurance. In 2024, employees put in $1.64 for every $1.00 the employer contributed; active participation has shrunk from 2,207 to 1,830 since 2022.

Plan summary
Net assets, end of year$296,863,499
Participants with balances2,622
Active participants1,830
Employer contributions$14,641,488
Employee contributions$23,988,047
Employer contribution per active participant$8,001
Average account balance$113,220
Benefits paid to participants$45,526,901
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$296.9M · 2,622 accts · $14.6M emplr
2023$259.0M · 2,751 accts · $15.4M emplr
2022$209.9M · 2,733 accts · $12.8M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$179,960
Investment management$79,992
Total administrative$259,952
The Texas Capital Bancshares, Inc. 401(k) match · 2024
Employer contribution per active participant$8,001
Median for plans this size$4,294
2024$8,001 per active participant
2023$7,691 per active participant
2022$5,789 per active participant

Texas Capital Bancshares, Inc.'s 2024 employer contribution ran above the $4,294 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$179,960
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$79,992

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$259,952 · 0.09%
2023$228,709 · 0.10%
2022$169,429 · 0.07%
Same employer
Similar plansFinance & Insurance · Texas
Orix Corporation USA TX$315.2M · 0.01%
Integrity Marketing Group TX$268.9M · 0.22%
Situsamc Holdings Corp. TX$260.4M · 0.12%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 752679109 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.