Plan Ledger DOL Form 5500 · updated monthly

Ternium USA, Inc401(k)

TERNIUM USA, INC RETIREMENT SAVINGS PLAN · HOUSTON, TX · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Ternium USA, Inc reported $5,149 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $5,232 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.01% to 0.02%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 1,646th-largest of 5,688 plans among Texas employers on file, and the 4,808th of 13,661 in manufacturing. In 2024, employees put in $1.37 for every $1.00 the employer contributed; active participation has grown from 210 to 233 since 2022.

Plan summary
Net assets, end of year$27,425,295
Participants with balances233
Active participants233
Employer contributions$1,219,107
Employee contributions$1,676,234
Employer contribution per active participant$5,232
Average account balance$117,705
Benefits paid to participants$1,751,402
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$27.4M · 233 accts · $1.2M emplr
2023$23.1M · 222 accts · $1.1M emplr
2022$17.8M · 209 accts · $895K emplr
Administrative expenses, itemized · 2024
Investment management$6,267
Total administrative$5,149
The Ternium USA, Inc 401(k) match · 2024
Employer contribution per active participant$5,232
Median for plans this size$2,416
2024$5,232 per active participant
2023$5,188 per active participant
2022$4,263 per active participant

Ternium USA, Inc's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$6,267
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processingindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$5,149 · 0.02%
2023$2,058 · 0.01%
2022$2,677 · 0.01%
Same employer
Similar plansManufacturing · Texas
Yunex LLC TX$27.8M · 0.34%
H & K International, Inc. TX$27.0M · 0.41%
Virtex Enterprises LP TX$26.4M · 0.49%

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Source: U.S. Department of Labor, Form 5500 series, EIN 208088984 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.