Plan Ledger DOL Form 5500 · updated monthly

Systems Unlimited, Inc.401(k)

SYSTEMS UNLIMITED, INC. 401(K) PLAN · IOWA CITY, IA · plan year 2025

Reported admin expense ratio · 2025
0.37%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Systems Unlimited, Inc. reported $55,379 in plan administrative expenses for 2025: 0.37% of average plan assets, above the peer median. Employer contributions averaged $586 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.37%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Iowa (469th of 878), and the 4,315th of 11,911 in health care & social assistance. In 2025, employees put in $2.14 for every $1.00 the employer contributed; active participation has grown from 779 to 866 since 2022.

Plan summary
Net assets, end of year$15,970,392
Participants with balances330
Active participants866
Employer contributions$507,470
Employee contributions$1,086,144
Employer contribution per active participant$586
Average account balance$48,395
Benefits paid to participants$1,195,827
Plan auditUnmodified (clean) audit opinion
AuditorFORGE FINANCIAL & MANAGEMENT CONS
Plan history4
Yearassets · accounts · employer contribution
2025$16.0M · 330 accts · $507K emplr
2024$13.6M · 332 accts · $480K emplr
2023$11.6M · 305 accts · $436K emplr
2022$9.3M · 277 accts · $392K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$27,823
Investment management$27,556
Total administrative$55,379
The Systems Unlimited, Inc. 401(k) match · 2025
Employer contribution per active participant$586
Median for plans this size$2,666
2025$586 per active participant
2024$553 per active participant
2023$531 per active participant
2022$504 per active participant

Systems Unlimited, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$27,822
LPL FINANCIAL CORPORATION RPCP · Investment advisory (plan)$27,556

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025The Standard
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$55,379 · 0.37%
2024$49,709 · 0.39%
2023$44,223 · 0.42%
2022$33,480 · 0.36%
Same employer
Similar plansHealth Care & Social Assistance · Iowa
Western Home Services IA$16.6M · 0.56%
Burgess Health Center IA$15.7M · 0.59%
Village Northwest Unlimited IA$15.3M · 0.18%

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Source: U.S. Department of Labor, Form 5500 series, EIN 420985205 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.