Plan Ledger DOL Form 5500 · updated monthly

Symons Fire Protection, Inc.401(k)

SYMONS ADVANCED VALUE EMPLOYEE RETIREMENT PLAN · SAN DIEGO, CA · plan year 2024

Reported admin expense ratio · 2024
2.00%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Symons Fire Protection, Inc. reported $50,971 in plan administrative expenses for 2024: 2.00% of average plan assets, higher than ~90% of peers. Employer contributions averaged $3,682 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 2.00%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in California (7,840th of 9,483), and 4,526th of 5,337 in construction. In 2024, the employer put in $1.62 for every $1.00 employees contributed themselves; active participation has grown from 113 to 166 since 2022.

Plan summary
Net assets, end of year$3,015,042
Participants with balances209
Active participants166
Employer contributions$611,230
Employee contributions$376,826
Employer contribution per active participant$3,682
Average account balance$14,426
Benefits paid to participants$365,950
Plan auditUnmodified (clean) audit opinion
AuditorCONSIDINE & CONSIDINE
Plan history4
Yearassets · accounts · employer contribution
2025$0 · $389K emplr
2024$3.0M · 209 accts · $611K emplr
2023$2.1M · 152 accts · $439K emplr
2022$1.2M · 109 accts · $267K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$50,971
Total administrative$50,971
The Symons Fire Protection, Inc. 401(k) match · 2024
Employer contribution per active participant$3,682
Median for plans this size$1,313
2024$3,682 per active participant
2023$3,322 per active participant
2022$2,359 per active participant

Symons Fire Protection, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
TRANSAMERICA LIFE INSURANCE COMPANY · Recordkeeping · Loan processing$14,005
ECONOMIC GROUP PENSION SERVICES · Recordkeeping · Loan processing$11,250
CETERA INVESTMENT ADVISERS LLC · Investment advisory (plan)$11,849
LEAFHOUSE FINANCIAL ADVISORS, LLC · Investment advisory (plan)$583

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025ECONOMIC GROUP PENSION SERVICES, Transamerica
2024ECONOMIC GROUP PENSION SERVICES, Transamerica
2023ECONOMIC GROUP PENSION SERVICES, Transamerica

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Administrative cost history4
2025Not separately reported
2024$50,971 · 2.00%
2023$26,796 · 1.61%
2022$23,175 · 2.06%
Same employer
Similar plansConstruction · California
Kernen Construction CA$3.1M · 1.55%
Veev Operations, LLC CA$3.0M · 0.51%
Pipedreams Ventures, Inc. CA$2.9M · 0.74%

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Source: U.S. Department of Labor, Form 5500 series, EIN 030378557 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.