Plan Ledger DOL Form 5500 · updated monthly

Sierra Pacific Home & Comfort, Inc.401(k)

SIERRA PACIFIC HOME AND COMFORT, INC. 401(K) PLAN · RANCHO CORDOVA, CA · plan year 2024

Reported admin expense ratio · 2024
0.70%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Sierra Pacific Home & Comfort, Inc. reported $20,152 in plan administrative expenses for 2024: 0.70% of average plan assets, above the peer median. Employer contributions averaged $273 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.70%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in California (7,785th of 9,483), and 4,499th of 5,337 in construction. In 2024, employees put in $13.38 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,117,528
Participants with balances131
Active participants105
Employer contributions$28,703
Employee contributions$384,150
Employer contribution per active participant$273
Average account balance$23,798
Benefits paid to participants$195,973
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$3.1M · 131 accts · $29K emplr
2023$2.6M · 108 accts · $26K emplr
2022$2.3M · 127 accts · $33K emplr
Administrative expenses, itemized · 2024
Investment management$11,177
Total administrative$20,152
The Sierra Pacific Home & Comfort, Inc. 401(k) match · 2024
Employer contribution per active participant$273
Median for plans this size$1,313
2024$273 per active participant
2023$285 per active participant
2022$325 per active participant

Sierra Pacific Home & Comfort, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
AT RETIREMENT SERVICES,LLC · Claims processing · Recordkeeping$8,975
CREATIVE PLANNING INC · Investment advisory (participants) · Investment advisory (plan)$11,177

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024AT RETIREMENT SERVICES,LLC
2023AT RETIREMENT SERVICES,LLC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$20,152 · 0.70%
2023$18,064 · 0.74%
2022$17,404 · 0.72%
Similar plansConstruction · California
Circle M Contractors Inc. CA$3.3M · 0.97%
Kernen Construction CA$3.1M · 1.55%
Veev Operations, LLC CA$3.0M · 0.51%

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Source: U.S. Department of Labor, Form 5500 series, EIN 680019745 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.