Plan Ledger DOL Form 5500 · updated monthly

The Aurray Group, Inc. D/B/A Sutter West Bay Medical Group401(k)

SWBMG 401(K) PLAN · SAN FRANCISCO, CA · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

The Aurray Group, Inc. D/B/A Sutter West Bay Medical Group reported $31,484 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $23,153 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.023% to 0.024%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 704th-largest of 9,483 plans among California employers on file, and the 797th of 11,911 in health care & social assistance. In 2024, the employer put in $1.34 for every $1.00 employees contributed themselves; active participation has grown from 179 to 221 since 2022.

Plan summary
Net assets, end of year$149,180,551
Participants with balances322
Active participants221
Employer contributions$5,116,851
Employee contributions$3,820,539
Employer contribution per active participant$23,153
Average account balance$463,294
Benefits paid to participants$3,980,573
Plan auditUnmodified (clean) audit opinion
AuditorCLIFTONLARSON ALLEN LLP
Plan history3
Yearassets · accounts · employer contribution
2024$149.2M · 322 accts · $5.1M emplr
2023$113.3M · 288 accts · $4.3M emplr
2022$85.1M · 285 accts · $3.9M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$450
Investment management$31,034
Total administrative$31,484
The The Aurray Group, Inc. D/B/A Sutter West Bay Medical Group 401(k) match · 2024
Employer contribution per active participant$23,153
Median for plans this size$3,635
2024$23,153 per active participant
2023$23,369 per active participant
2022$21,756 per active participant

The Aurray Group, Inc. D/B/A Sutter West Bay Medical Group's 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
SCHWAB RETIREMENT PLAN SERVICES,INC · Recordkeeping · Investment advisory (participants)$8,278
PRIVATE OCEAN · Investment advisory (participants)$6,633
ABOUND WEALTH MANAGEMENT LLC · Investment advisory (participants)$6,316
CHARLES SCHWAB & CO., INC. · Securities brokerage$747

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Charles Schwab
2023Charles Schwab

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$31,484 · 0.02%
2023$21,209 · 0.02%
2022$21,822 · 0.02%
Same employer
Similar plansHealth Care & Social Assistance · California
Grail, LLC CA$150.6M · 0.11%
Telecare Corporation CA$142.8M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 911875960 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.