Plan Ledger DOL Form 5500 · updated monthly

Grail, LLC401(k)

GRAIL 401(K) PLAN · MENLO PARK, CA · plan year 2025

Reported admin expense ratio · 2025
0.11%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Grail, LLC reported $153,889 in plan administrative expenses for 2025: 0.11% of average plan assets, below the peer median. Employer contributions averaged $3,288 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.03% to 0.11%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 696th-largest of 9,483 plans among California employers on file, and the 789th of 11,911 in health care & social assistance. In 2025, employees put in $5.92 for every $1.00 the employer contributed; active participation has shrunk from 1,241 to 876 since 2022.

Plan summary
Net assets, end of year$150,614,690
Participants with balances1,408
Active participants876
Employer contributions$2,880,707
Employee contributions$17,044,193
Employer contribution per active participant$3,288
Average account balance$106,971
Benefits paid to participants$17,980,781
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$150.6M · 1,408 accts · $2.9M emplr
2024$120.1M · 1,493 accts · $4.0M emplr
2023$87.3M · 1,514 accts · $3.9M emplr
2022$50.0M · 1,160 accts
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$97,389
Total administrative$153,889
The Grail, LLC 401(k) match · 2025
Employer contribution per active participant$3,288
Median for plans this size$4,093
2025$3,288 per active participant
2024$4,141 per active participant
2023$3,051 per active participant

Grail, LLC's 2025 employer contribution ran below the $4,093 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$97,389
PENSIONMARK FINANCIAL GROUP LLC · Investment advisory (plan)$40,000
PENSION ASSURANCE LLP · Other services$16,500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$153,889 · 0.11%
2024$41,446 · 0.04%
2023$39,088 · 0.06%
2022$15,794 · 0.03%
Same employer
Similar plansHealth Care & Social Assistance · California
Aids Healthcare Foundation CA$158.6M · 0.13%
Humangood Norcal CA$157.8M · 0.14%
Telecare Corporation CA$142.8M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 863673636 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.