Plan Ledger DOL Form 5500 · updated monthly

Subaru Distributors Corp401(k)

SUBARU DISTRIBUTORS CORP. RETIREMENT PLAN AND TRUST · ORANGEBURG, NY · plan year 2025

Reported admin expense ratio · 2025
0.10%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Subaru Distributors Corp reported $93,817 in plan administrative expenses for 2025: 0.10% of average plan assets, below the peer median. Employer contributions averaged $3,760 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.11% to 0.10%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other wholesale trade employers. By assets it is the 793rd-largest of 5,648 plans among New York employers on file, and the 408th of 4,246 in wholesale trade. In 2025, employees put in $2.44 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$101,035,891
Participants with balances570
Active participants451
Employer contributions$1,695,982
Employee contributions$4,137,143
Employer contribution per active participant$3,760
Average account balance$177,256
Benefits paid to participants$11,517,193
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$101.0M · 570 accts · $1.7M emplr
2024$93.7M · 569 accts · $1.7M emplr
2023$87.7M · 594 accts · $1.6M emplr
2022$74.3M · 582 accts · $1.6M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$93,817
Total administrative$93,817
The Subaru Distributors Corp 401(k) match · 2025
Employer contribution per active participant$3,760
Median for plans this size$4,093
2025$3,760 per active participant
2024$3,658 per active participant
2023$3,317 per active participant
2022$3,491 per active participant

Subaru Distributors Corp's 2025 employer contribution ran below the $4,093 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$88,956

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$93,817 · 0.10%
2024$85,527 · 0.09%
2023$82,312 · 0.10%
2022$89,232 · 0.11%
Same employer
Similar plansWholesale Trade · New York
Steven Madden LTD. NY$125.0M · 0.20%
Fast Retailing USA, Inc NY$115.5M · 0.26%
Ivoclar Vivadent, Inc. NY$114.2M · 0.01%
Campari America NY$97.9M · 0.06%
Hartree Partners, LP NY$95.2M · 0.01%
Lifetime Brands, Inc. NY$93.3M · 0.23%

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Source: U.S. Department of Labor, Form 5500 series, EIN 132801921 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.