Plan Ledger DOL Form 5500 · updated monthly

Stitch Fix, Inc.401(k)

STITCH FIX, INC. 401(K) SAVINGS PLAN · SAN FRANCISCO, CA · plan year 2025

Reported admin expense ratio · 2025
0.12%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Stitch Fix, Inc. reported $165,907 in plan administrative expenses for 2025: 0.12% of average plan assets, above the peer median. Employer contributions averaged $1,145 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.15% to 0.12%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other retail trade employers. By assets it is the 678th-largest of 9,483 plans among California employers on file, and the 265th of 5,215 in retail trade. In 2025, employees put in $2.46 for every $1.00 the employer contributed; active participation has shrunk from 6,749 to 4,404 since 2022.

Plan summary
Net assets, end of year$154,805,798
Participants with balances2,530
Active participants4,404
Employer contributions$5,041,064
Employee contributions$12,424,025
Employer contribution per active participant$1,145
Average account balance$61,188
Benefits paid to participants$11,298,595
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$154.8M · 2,530 accts · $5.0M emplr
2024$121.8M · 2,112 accts · $5.8M emplr
2023$98.4M · 3,143 accts · $6.2M emplr
2022$71.8M · 3,063 accts · $7.0M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$63,273
Investment management$102,634
Total administrative$165,907
The Stitch Fix, Inc. 401(k) match · 2025
Employer contribution per active participant$1,145
Median for plans this size$4,093
2025$1,145 per active participant
2024$2,494 per active participant
2023$1,198 per active participant
2022$1,034 per active participant

Stitch Fix, Inc.'s 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
SCHWAB RETIREMENT PLAN SERVICES,INC · Recordkeeping · Investment advisory (participants)$163,708
CHARLES SCHWAB & CO., INC. · Securities brokerage$61

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Charles Schwab
2024Charles Schwab
2023Charles Schwab

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$165,907 · 0.12%
2024$209,903 · 0.19%
2023$158,926 · 0.19%
2022$96,365 · 0.15%
Same employer
Similar plansRetail Trade · California
Restoration Hardware, Inc. CA$190.7M · 0.16%
Deckers Outdoor Corporation CA$168.3M · 0.20%
Penske Motor Group, LLC CA$164.1M · 0.14%
Big 5 Corp CA$140.9M · 0.15%
The Vons Companies, Inc. CA$135.3M · 0.06%
Toyota of Orange, Inc. CA$135.1M · 0.19%

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Source: U.S. Department of Labor, Form 5500 series, EIN 275026540 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.