Plan Ledger DOL Form 5500 · updated monthly

Stine, LLC dba Stine Lumber401(k)

STINE, LLC 401(K) PROFIT SHARING PLAN · SULPHUR, LA · plan year 2024

Reported admin expense ratio · 2024
0.25%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Stine, LLC dba Stine Lumber reported $43,717 in plan administrative expenses for 2024: 0.25% of average plan assets, below the peer median. Employer contributions averaged $517 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.25%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 261st-largest of 884 plans among Louisiana employers on file, and the 1,516th of 5,215 in retail trade. In 2024, employees put in $2.56 for every $1.00 the employer contributed; active participation has grown from 494 to 816 since 2022.

Plan summary
Net assets, end of year$19,148,979
Participants with balances572
Active participants816
Employer contributions$422,032
Employee contributions$1,082,200
Employer contribution per active participant$517
Average account balance$33,477
Benefits paid to participants$1,041,140
Plan auditUnmodified (clean) audit opinion
AuditorMCELROY QUIRK & BIRCH
Plan history3
Yearassets · accounts · employer contribution
2024$19.1M · 572 accts · $422K emplr
2023$16.5M · 562 accts · $408K emplr
2022$14.1M · 514 accts · $394K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$9,477
Investment management$1,960
Audit (IQPA)$32,000
Total administrative$43,717
The Stine, LLC dba Stine Lumber 401(k) match · 2024
Employer contribution per active participant$517
Median for plans this size$2,416
2024$517 per active participant
2023$511 per active participant
2022$797 per active participant

Stine, LLC dba Stine Lumber's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
MCELROY, QUIRK & BURCH APC · Accounting / audit$32,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$43,717 · 0.25%
2023$40,078 · 0.26%
2022$39,102 · 0.26%
Same employer
Similar plansRetail Trade · Louisiana
Red Ball Oxygen Co., Inc. LA$21.0M · 0.03%
Southeast Foods LLC LA$19.5M · 0.35%
All Star Dodge, Inc. LA$18.1M · 0.58%
Walker Automotive, Inc. LA$17.3M · 0.44%
Bbp Sales, LLC LA$17.2M · 0.05%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 720637120 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.