Plan Ledger DOL Form 5500 · updated monthly

Stillwater Designs and Audio, Inc.401(k)

STILLWATER DESIGNS AND AUDIO, INC. 401(K) PROFIT SHARING PLAN · STILLWATER, OK · plan year 2024

Reported admin expense ratio · 2024
0.29%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Stillwater Designs and Audio, Inc. reported $95,176 in plan administrative expenses for 2024: 0.29% of average plan assets, below the peer median. Employer contributions averaged $7,184 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.37% to 0.29%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 162nd-largest of 724 plans among Oklahoma employers on file, and the 4,074th of 13,661 in manufacturing. In 2024, the employer put in $1.13 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$34,369,405
Participants with balances228
Active participants192
Employer contributions$1,379,399
Employee contributions$1,223,539
Employer contribution per active participant$7,184
Average account balance$150,743
Benefits paid to participants$3,446,833
Plan auditUnmodified (clean) audit opinion
AuditorPETERS & CHANDLER, P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$34.4M · 228 accts · $1.4M emplr
2023$31.7M · 238 accts · $591K emplr
2022$27.2M · 227 accts · $1.6M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$40,378
Investment management$54,798
Total administrative$95,176
The Stillwater Designs and Audio, Inc. 401(k) match · 2024
Employer contribution per active participant$7,184
Median for plans this size$2,416
2024$7,184 per active participant
2023$2,968 per active participant
2022$8,057 per active participant

Stillwater Designs and Audio, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$40,378
WELLTH ADVISORY SERVICES LLC · Investment advisory (plan)$27,918
GLOBAL RETIREMENT PARTNERS LLC · Investment advisory (plan)$26,880

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$95,176 · 0.29%
2023$86,495 · 0.29%
2022$108,067 · 0.37%
Same employer
Similar plansManufacturing · Oklahoma
Kelvion Inc. OK$47.9M · 0.20%
Atc Drivetrain, LLC OK$39.7M · 0.48%
M-D Building Products, Inc. OK$39.3M · 0.44%
Crosby US Acquisition Corp. OK$34.3M · 0.23%

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Source: U.S. Department of Labor, Form 5500 series, EIN 731128489 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.