Plan Ledger DOL Form 5500 · updated monthly

Stern & Eisenberg, PC401(k)

STERN & EISENBERG, PC 401(K) PROFIT SHARING PLAN AND TRUST · WARRINGTON, PA · plan year 2024

Reported admin expense ratio · 2024
0.50%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Stern & Eisenberg, PC reported $26,884 in plan administrative expenses for 2024: 0.50% of average plan assets, below the peer median. Employer contributions averaged $2,048 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.83% to 0.50%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Pennsylvania (2,793rd of 3,651), and 9,517th of 11,654 in professional & technical services. In 2024, employees put in $1.94 for every $1.00 the employer contributed; active participation has shrunk from 109 to 98 since 2022.

Plan summary
Net assets, end of year$5,685,919
Participants with balances98
Active participants98
Employer contributions$200,732
Employee contributions$389,091
Employer contribution per active participant$2,048
Average account balance$58,020
Benefits paid to participants$673,056
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$5.7M · 98 accts · $201K emplr
2023$5.0M · 114 accts · $199K emplr
2022$4.4M · 112 accts · $208K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$4,380
Investment management$22,504
Total administrative$26,884
The Stern & Eisenberg, PC 401(k) match · 2024
Employer contribution per active participant$2,048
Median for plans this size$1,313
2024$2,048 per active participant
2023$1,780 per active participant
2022$1,912 per active participant

Stern & Eisenberg, PC's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
NATIONWIDE · Recordkeeping · Trustee$4,114
CETERA ADVISORS LLC C/O RETIREMENT · Investment advisory (participants)$22,504
DEFINITI, LLC$266

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Nationwide
2023Nationwide

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$26,884 · 0.50%
2023$34,928 · 0.74%
2022$39,556 · 0.83%
Same employer
Similar plansProfessional & Technical Services · Pennsylvania
Noble Biomaterials, Inc. PA$5.9M · 0.04%
Fluidedge Consulting, LLC PA$5.8M · 0.63%
Iocca, Inc. PA$5.7M · 0.09%
Imageone Industries, LLC PA$5.4M · 0.77%
Entech Consulting, LLC PA$5.2M · 0.91%

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Source: U.S. Department of Labor, Form 5500 series, EIN 451578526 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.