Plan Ledger DOL Form 5500 · updated monthly

Stephen Gould Corporation401(k)

STEPHEN GOULD CORPORATION RETIREMENT PLAN · MADISON, NJ · plan year 2024

Reported admin expense ratio · 2024
0.11%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Stephen Gould Corporation reported $77,187 in plan administrative expenses for 2024: 0.11% of average plan assets, below the peer median. Employer contributions averaged $2,294 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.23% to 0.11%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other wholesale trade employers. By assets it is the 445th-largest of 2,419 plans among New Jersey employers on file, and the 554th of 4,246 in wholesale trade. In 2024, employees put in $3.40 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$74,480,582
Participants with balances666
Active participants493
Employer contributions$1,131,185
Employee contributions$3,840,427
Employer contribution per active participant$2,294
Average account balance$111,833
Benefits paid to participants$5,344,050
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$74.5M · 666 accts · $1.1M emplr
2023$66.3M · 670 accts · $1.1M emplr
2022$53.5M · 651 accts · $1.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$58,559
Audit (IQPA)$18,628
Total administrative$77,187
The Stephen Gould Corporation 401(k) match · 2024
Employer contribution per active participant$2,294
Median for plans this size$3,635
2024$2,294 per active participant
2023$2,230 per active participant
2022$2,315 per active participant

Stephen Gould Corporation's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$58,559
PRICEWATERHOUSECOOPE · Accounting / audit$18,628

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$77,187 · 0.11%
2023$72,240 · 0.12%
2022$131,317 · 0.23%
Same employer
Similar plansWholesale Trade · New Jersey
Donjon Marine Co., Inc. NJ$87.8M · 0.23%
Gellert Global Group NJ$85.3M · 0.70%
Gusmer Enterprises, Inc. NJ$74.9M · 0.10%
Proximo Spirits Inc. NJ$72.0M · 0.11%
Casio America, Inc. NJ$69.8M · 0.00%
Delta Galil USA, Inc. NJ$64.4M · 0.43%

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Source: U.S. Department of Labor, Form 5500 series, EIN 221550787 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.