Plan Ledger DOL Form 5500 · updated monthly

Standard Construction Company, Inc.401(k)

STANDARD CONSTRUCTION CO., INC. 401(K) PROFIT SHARING PLAN · CORDOVA, TN · plan year 2025

Reported admin expense ratio · 2025
0.33%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Standard Construction Company, Inc. reported $60,455 in plan administrative expenses for 2025: 0.33% of average plan assets, above the peer median. Employer contributions averaged $4,255 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.33%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other construction employers. By assets it is the 543rd-largest of 1,496 plans among Tennessee employers on file, and the 2,012th of 5,337 in construction. In 2025, employees put in $1.11 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$20,044,994
Participants with balances132
Active participants128
Employer contributions$544,627
Employee contributions$603,555
Employer contribution per active participant$4,255
Average account balance$151,856
Benefits paid to participants$879,961
Plan auditUnmodified (clean) audit opinion
AuditorCBIZ CPAS
Plan history4
Yearassets · accounts · employer contribution
2025$20.0M · 132 accts · $545K emplr
2024$17.1M · 127 accts · $509K emplr
2023$15.2M · 120 accts · $506K emplr
2022$13.0M · 126 accts · $446K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$21,917
Investment management$38,538
Total administrative$60,455
The Standard Construction Company, Inc. 401(k) match · 2025
Employer contribution per active participant$4,255
Median for plans this size$2,666
2025$4,255 per active participant
2024$3,261 per active participant
2023$3,745 per active participant
2022$3,209 per active participant

Standard Construction Company, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
DUNCAN WILLIAMS ASSET MANAGEMENT · Investment advisory (plan)$35,571
EMPOWER ADVISORY GROUP, LLC · Investment management$3,967
PINPOINT FINANCIAL, LLC · Contract administrator$3,621

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$60,455 · 0.33%
2024$56,260 · 0.35%
2023$59,544 · 0.42%
2022$45,065 · 0.32%
Same employer
Similar plansConstruction · Tennessee
Massey Construction, Inc. TN$21.7M · 0.56%
Slc Holding Company, LLC TN$21.2M · 0.61%
Signal Energy, LLC TN$18.0M · 0.46%
Jones Bros Contractors, LLC TN$17.7M · 0.92%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 610597006 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.