Plan Ledger DOL Form 5500 · updated monthly

Bell & Associates Construction, LLC401(k)

BELL & ASSOCIATES CONSTRUCTION, LLC 401(K) PLAN · BRENTWOOD, TN · plan year 2024

Reported admin expense ratio · 2024
0.24%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Bell & Associates Construction, LLC reported $33,972 in plan administrative expenses for 2024: 0.24% of average plan assets, below the peer median. Employer contributions averaged $2,597 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.25% to 0.24%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 674th-largest of 1,496 plans among Tennessee employers on file, and the 2,475th of 5,337 in construction. In 2024, employees put in $2.07 for every $1.00 the employer contributed; active participation has grown from 239 to 263 since 2022.

Plan summary
Net assets, end of year$14,993,882
Participants with balances300
Active participants263
Employer contributions$682,975
Employee contributions$1,413,830
Employer contribution per active participant$2,597
Average account balance$49,980
Benefits paid to participants$2,492,522
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$15.0M · 300 accts · $683K emplr
2023$13.4M · 306 accts · $618K emplr
2022$11.5M · 270 accts · $504K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$33,972
Total administrative$33,972
The Bell & Associates Construction, LLC 401(k) match · 2024
Employer contribution per active participant$2,597
Median for plans this size$2,416
2024$2,597 per active participant
2023$2,305 per active participant
2022$2,108 per active participant

Bell & Associates Construction, LLC's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ACUFF & ASSOCIATES, INC · Recordkeeping · Loan processing$16,519
TRANSAMERICA RETIREMENT SOLUTIONS · Recordkeeping · Loan processing$15,526
JULY BUSINESS SERVICES, LLC · Recordkeeping · Loan processing$1,459

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ACUFF & ASSOCIATES, INC, July Business Services, Transamerica
2023ACUFF & ASSOCIATES, INC, Transamerica

This plan has changed recordkeepers within these filings. If you left Bell & Associates Construction, LLC before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$33,972 · 0.24%
2023$27,069 · 0.22%
2022$32,731 · 0.25%
Same employer
Similar plansConstruction · Tennessee
Signal Energy, LLC TN$18.0M · 0.46%
Jones Bros Contractors, LLC TN$17.7M · 0.92%
Summers-Taylor, Inc TN$16.5M · 0.19%
Ford Construction Company TN$14.2M · 0.43%
31-W Insulation Co., Inc. TN$13.7M · 0.08%

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Source: U.S. Department of Labor, Form 5500 series, EIN 621712793 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.