Plan Ledger DOL Form 5500 · updated monthly

Stanbridge University401(k)

STANBRIDGE UNIVERSITY 401(K) PLAN · IRVINE, CA · plan year 2025

Reported admin expense ratio · 2025
0.89%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Stanbridge University reported $77,808 in plan administrative expenses for 2025: 0.89% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,234 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.89%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other educational services employers. By assets it is among the smaller plans on file in California (5,563rd of 9,483), and 2,150th of 3,091 in educational services. In 2025, employees put in $2.57 for every $1.00 the employer contributed; active participation has grown from 156 to 269 since 2022.

Plan summary
Net assets, end of year$9,598,465
Participants with balances226
Active participants269
Employer contributions$331,821
Employee contributions$853,563
Employer contribution per active participant$1,234
Average account balance$42,471
Benefits paid to participants$640,052
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$9.6M · 226 accts · $332K emplr
2024$7.8M · 205 accts · $286K emplr
2023$6.3M · 181 accts · $257K emplr
2022$5.2M · 154 accts · $232K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$77,808
Total administrative$77,808
The Stanbridge University 401(k) match · 2025
Employer contribution per active participant$1,234
Median for plans this size$1,464
2025$1,234 per active participant
2024$1,344 per active participant
2023$1,395 per active participant
2022$1,487 per active participant

Stanbridge University's 2025 employer contribution ran below the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment management$1,406
MCILRATH & ECK, LLC · Investment advisory (participants)$33,611

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025John Hancock
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$77,808 · 0.89%
2024$51,846 · 0.73%
2023$38,786 · 0.68%
2022$49,193 · 0.90%
Same employer
Similar plansEducational Services · California
Gradient Learning CA$9.7M · 0.01%
Gindi Maimonides Academy CA$9.6M · 0.00%
Marymount High School CA$9.4M · 0.01%
Summer Search Foundation CA$9.1M · 0.28%

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Source: U.S. Department of Labor, Form 5500 series, EIN 330777575 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.