Plan Ledger DOL Form 5500 · updated monthly

St. Louis Composting, Inc.401(k)

ST. LOUIS COMPOSTING INC. 401(K) PROFIT SHARING PLAN & TRUST · VALLEY PARK, MO · plan year 2023

Reported admin expense ratio · 2023
0.11%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

St. Louis Composting, Inc. reported $5,512 in plan administrative expenses for 2023: 0.11% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,077 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 0.12% to 0.11%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Missouri (1,052nd of 1,393), and 3,553rd of 4,246 in wholesale trade. In 2023, employees put in $1.76 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$5,667,552
Participants with balances96
Active participants90
Employer contributions$186,961
Employee contributions$329,187
Employer contribution per active participant$2,077
Average account balance$59,037
Benefits paid to participants$405,939
Plan auditUnmodified (clean) audit opinion
AuditorSFW PARTNERS, LLC
Plan history2
Yearassets · accounts · employer contribution
2023$5.7M · 96 accts · $187K emplr
2022$4.7M · 103 accts · $186K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$5,512
Total administrative$5,512
The St. Louis Composting, Inc. 401(k) match · 2023
Employer contribution per active participant$2,077
Median for plans this size$1,308
2023$2,077 per active participant
2022$1,898 per active participant

St. Louis Composting, Inc.'s 2023 employer contribution ran above the $1,308 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20232
EPIC RETIREMENT PLAN SERVICES · Recordkeeping · Loan processing$5,512

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$5,512 · 0.11%
2022$6,509 · 0.12%
Same employer
Similar plansWholesale Trade · Missouri
Missouri Walnut, LLC MO$6.2M · 0.57%
C & C Produce, Inc. MO$5.9M · 0.63%
Store Supply Warehouse MO$5.7M · 0.60%
Kirkwood Pharmacy Group MO$5.1M · 0.93%
U.S. Toy Co., Inc. MO$5.1M · 0.64%
Tri Rinse Inc MO$5.0M · 1.13%
Home Service Oil Company MO$4.1M · 0.31%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431613768 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.