Plan Ledger DOL Form 5500 · updated monthly

Kirkwood Pharmacy Group401(k)

KIRKWOOD PHARMACY GROUP 401(K) PLAN · ST. LOUIS, MO · plan year 2024

Reported admin expense ratio · 2024
0.93%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Kirkwood Pharmacy Group reported $44,220 in plan administrative expenses for 2024: 0.93% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,807 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.93%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Missouri (1,080th of 1,393), and 3,618th of 4,246 in wholesale trade. In 2024, employees put in $1.51 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$5,131,333
Participants with balances166
Active participants132
Employer contributions$238,509
Employee contributions$361,087
Employer contribution per active participant$1,807
Average account balance$30,912
Benefits paid to participants$370,573
Plan auditUnmodified (clean) audit opinion
AuditorRUBINBROWN
Plan history3
Yearassets · accounts · employer contribution
2024$5.1M · 166 accts · $239K emplr
2023$4.4M · 156 accts · $204K emplr
2022$3.7M · 151 accts · $222K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$18,101
Investment management$26,119
Total administrative$44,220
The Kirkwood Pharmacy Group 401(k) match · 2024
Employer contribution per active participant$1,807
Median for plans this size$1,313
2024$1,807 per active participant
2023$1,630 per active participant
2022$1,731 per active participant

Kirkwood Pharmacy Group's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
KRILOGY FINANCIAL LLC · Investment advisory (plan)$24,358
BENEFIT PLANS PLUS, LLC · Contract administrator$3,649
EMPOWER ADVISORY GROUP, LLC · Investment management$1,813

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$44,220 · 0.93%
2023$36,768 · 0.91%
2022$38,551 · 0.95%
Similar plansWholesale Trade · Missouri
Missouri Walnut, LLC MO$6.2M · 0.57%
C & C Produce, Inc. MO$5.9M · 0.63%
Store Supply Warehouse MO$5.7M · 0.60%
U.S. Toy Co., Inc. MO$5.1M · 0.64%
Tri Rinse Inc MO$5.0M · 1.13%
Home Service Oil Company MO$4.1M · 0.31%
Paris Brothers, Inc. MO$4.0M · 1.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 873423716 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.