Plan Ledger DOL Form 5500 · updated monthly

St. Lawrence University403(b)

ST. LAWRENCE UNIVERSITY 403(B) RETIREMENT PLAN · CANTON, NY · plan year 2024

Reported admin expense ratio · 2024
0.05%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

St. Lawrence University reported $184,943 in plan administrative expenses for 2024: 0.05% of average plan assets, below the peer median. Employer contributions averaged $4,217 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.055%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other educational services employers. By assets it is the 310th-largest of 5,648 plans among New York employers on file, and the 165th of 3,091 in educational services. In 2024, employees put in $1.33 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$345,616,514
Participants with balances1,850
Active participants707
Employer contributions$2,981,744
Employee contributions$3,973,720
Employer contribution per active participant$4,217
Average account balance$186,820
Benefits paid to participants$26,162,429
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$345.6M · 1,850 accts · $3.0M emplr
2023$329.1M · 1,841 accts · $4.3M emplr
2022$299.4M · 1,843 accts · $4.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$184,943
Total administrative$184,943
Employer contributions to the St. Lawrence University plan · 2024
Employer contribution per active participant$4,217
Median for plans this size$4,294
2024$4,217 per active participant
2023$5,918 per active participant
2022$5,426 per active participant

St. Lawrence University's 2024 employer contribution ran below the $4,294 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
TIAA$118,530
FIDUCIENT ADVISORS, LLC$66,413

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$184,943 · 0.05%
2023$180,184 · 0.06%
2022$172,184 · 0.05%
Same employer
Similar plansEducational Services · New York
Clarkson University NY$372.7M · 0.05%
Skidmore College NY$368.4M · 0.04%
Hamilton College NY$351.8M · 0.05%
Marist College NY$341.9M · 0.10%
Manhattan College NY$291.1M · 0.05%
Iona University NY$268.0M · 0.07%
The Dalton Schools, Inc. NY$260.5M · 0.06%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 150532239 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.