Plan Ledger DOL Form 5500 · updated monthly

St. Lawrence Health System, Inc.403(b)

ST. LAWRENCE HEALTH SYSTEM 403(B) RETIREMENT PLAN · POTSDAM, NY · plan year 2024

Reported admin expense ratio · 2024
0.31%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

St. Lawrence Health System, Inc. reported $498,625 in plan administrative expenses for 2024: 0.31% of average plan assets, higher than ~75% of peers. Employer contributions averaged $3,579 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.31%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 531st-largest of 5,648 plans among New York employers on file, and the 716th of 11,911 in health care & social assistance. In 2024, employees put in $1.52 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$173,098,657
Participants with balances2,494
Active participants2,142
Employer contributions$7,666,612
Employee contributions$11,681,238
Employer contribution per active participant$3,579
Average account balance$69,406
Benefits paid to participants$14,481,855
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$173.1M · 2,494 accts · $7.7M emplr
2023$148.7M · 2,717 accts · $11.3M emplr
2022$118.6M · 2,706 accts · $6.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$498,625
Total administrative$498,625
Employer contributions to the St. Lawrence Health System, Inc. plan · 2024
Employer contribution per active participant$3,579
Median for plans this size$3,635
2024$3,579 per active participant
2023$5,239 per active participant
2022$3,024 per active participant

St. Lawrence Health System, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
TRANSAMERICA RETIREMENT SOLUTIONS · Claims processing · Recordkeeping$498,625
CHARLES SCHWAB & CO, INC. · Securities brokerage$250
NATIONAL FINANCIAL SERVICES · Securities brokerageindirect comp
HEALTHCARE COMM. SECURITIES CORP · Consulting · Insurance servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Transamerica
2023Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$498,625 · 0.31%
2023$414,363 · 0.31%
2022$378,424 · 0.30%
Similar plansHealth Care & Social Assistance · New York
Samaritan Medical Center NY$209.6M · 0.05%
Careabout Mso, LLC NY$176.9M · 0.08%
Sun River Health, Inc. NY$156.7M · 0.15%
Arnot Ogden Medical Center NY$151.7M · 0.25%
St. Barnabas Hospital NY$149.6M · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 464259168 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.