Plan Ledger DOL Form 5500 · updated monthly

St. Joseph Holdings, LLC401(k)

ST. JOSEPH HOLDINGS, LLC 401(K) PLAN · BATON ROUGE, LA · plan year 2024

Reported admin expense ratio · 2024
1.18%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

St. Joseph Holdings, LLC reported $132,424 in plan administrative expenses for 2024: 1.18% of average plan assets, higher than ~90% of peers. Employer contributions averaged $23 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.34% to 1.18%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 390th-largest of 884 plans among Louisiana employers on file, and the 5,252nd of 11,911 in health care & social assistance. In 2024, employees put in $42.61 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$11,631,137
Participants with balances521
Active participants1,525
Employer contributions$35,000
Employee contributions$1,491,282
Employer contribution per active participant$23
Average account balance$22,325
Benefits paid to participants$2,023,172
Plan auditUnmodified (clean) audit opinion
AuditorHENRY & PETERS, PC
Plan history3
Yearassets · accounts · employer contribution
2024$11.6M · 521 accts · $35K emplr
2023$10.8M · 491 accts · $30K emplr
2022$8.9M · 485 accts · $35K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$132,424
Total administrative$132,424
The St. Joseph Holdings, LLC 401(k) match · 2024
Employer contribution per active participant$23
Median for plans this size$2,416
2024$23 per active participant
2023$19 per active participant
2022$23 per active participant

St. Joseph Holdings, LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
TRANSAMERICA FINANCIAL LIFE INS CO · Recordkeeping · Loan processing$94,887
HEARD, MCELROY & VESTAL, LLC · Recordkeeping · Loan processing$30,825

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024HEARD, MCELROY & VESTAL, LLC, Transamerica
2023HEARD, MCELROY & VESTAL, LLC, Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$132,424 · 1.18%
2023$112,151 · 1.14%
2022$128,708 · 1.34%
Same employer
Similar plansHealth Care & Social Assistance · Louisiana
Lsu Healthcare Network LA$12.5M · 0.23%
Nmc Operating Company, LLC LA$11.5M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 800109664 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.