Plan Ledger DOL Form 5500 · updated monthly

Spee Dee Delivery Service, Inc.401(k)

SPEE DEE DELIVERY SERVICE, INC RETIREMENT PLAN · ST CLOUD, MN · plan year 2023

Reported admin expense ratio · 2023
0.15%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Spee Dee Delivery Service, Inc. reported $80,544 in plan administrative expenses for 2023: 0.15% of average plan assets, above the peer median. Employer contributions averaged $248 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.16% to 0.11%. The plan sits in the $50M–$250M size bracket, benchmarked here against 9,317 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 462nd-largest of 1,918 plans among Minnesota employers on file, and the 364th of 2,677 in transportation & warehousing. In 2023, employees put in $5.46 for every $1.00 the employer contributed; active participation has grown from 1,393 to 1,536 since 2022.

Plan summary
Net assets, end of year$54,020,916
Participants with balances769
Active participants1,536
Employer contributions$381,129
Employee contributions$2,081,615
Employer contribution per active participant$248
Average account balance$70,248
Benefits paid to participants$3,759,558
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$52.9M · 744 accts · $381K emplr
2023$54.0M · 769 accts · $381K emplr
2022$50.1M · 792 accts · $397K emplr
The Spee Dee Delivery Service, Inc. 401(k) match · 2023
Employer contribution per active participant$248
Median for plans this size$3,659
2024$334 per active participant
2023$248 per active participant
2022$285 per active participant

Spee Dee Delivery Service, Inc.'s 2023 employer contribution ran below the $3,659 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20233
PENTEGRA SERVICES · Recordkeeping$26,921
WEALTH MANAGEMENT · Investment advisory (participants) · Investment advisory (plan)$44,999
RELIANCE TRUST · Custodial (securities)$8,624

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Pentegra
2023Pentegra

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$60,082 · 0.11%
2023$80,544 · 0.15%
2022$84,128 · 0.16%
Same employer
Similar plansTransportation & Warehousing · Minnesota
Koch Services, Inc. MN$63.8M · 0.18%
Wayne Transports, Inc MN$45.2M · 0.21%

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Source: U.S. Department of Labor, Form 5500 series, EIN 411530767 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.