Plan Ledger DOL Form 5500 · updated monthly

Koch Services, Inc.401(k)

KOCH COMPANIES 401(K) RETIREMENT SAVINGS PLAN · MINNEAPOLIS, MN · plan year 2025

Reported admin expense ratio · 2025
0.18%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Koch Services, Inc. reported $109,622 in plan administrative expenses for 2025: 0.18% of average plan assets, above the peer median. Employer contributions averaged $674 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.06% to 0.18%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 409th-largest of 1,918 plans among Minnesota employers on file, and the 328th of 2,677 in transportation & warehousing. In 2025, employees put in $5.76 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$63,825,600
Participants with balances1,292
Active participants1,416
Employer contributions$953,783
Employee contributions$5,489,186
Employer contribution per active participant$674
Average account balance$49,401
Benefits paid to participants$9,656,711
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2025$63.8M · 1,292 accts · $954K emplr
2024$57.3M · 1,314 accts · $866K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$86,585
Investment management$44
Total administrative$109,622
The Koch Services, Inc. 401(k) match · 2025
Employer contribution per active participant$674
Median for plans this size$4,093
2025$674 per active participant
2024$679 per active participant

Koch Services, Inc.'s 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$86,585
MERRILL LYNCH · Investment advisory (plan)$16,693
CLIFTONLARSONALLEN LLP · Consulting$6,300

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2025$109,622 · 0.18%
2024$32,445 · 0.06%
Similar plansTransportation & Warehousing · Minnesota
Loram MN$167.8M · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 992276736 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.