Spectrum Monthly401(k)
SPECTRUM MONTHLY 401(K) PROFIT SHARING PLAN & TRUST · MANCHESTER, NH · plan year 2024
Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works
Spectrum Monthly reported $28,521 in plan administrative expenses for 2024: 0.60% of average plan assets, above the peer median. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 1 year on file its reported administrative ratio rose from 0.56% to 0.60%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in New Hampshire (329th of 411), and 9,726th of 11,654 in professional & technical services.
Spectrum Monthly's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.
This plan has changed recordkeepers within these filings. If you left Spectrum Monthly before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).
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Source: U.S. Department of Labor, Form 5500 series, EIN 020481512 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.